Resources

The resources listed below are all in Adobe Acrobat format (.PDF), allowing you to easily print them for your own use. They have been designed so that you do not have to come back to this page when you need something again; you can simply download what you need so that you will always have it. To view and print these documents, you need to have Adobe Acrobat Reader installed on your computer. If you do not have Adobe Acrobat Reader or do not have the most recent version, please update your Adobe Acrobat Reader here.
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What Is Title Insurance
A brief and clear explanation of what title insurance is and why it is so vitally important in every real estate transaction.
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What is the Owner’s Plus Policy
You cannot really afford to not have the extended title insurance coverage provided by this policy...do you know why?
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PR Example
This PR Example has been created to show you what the typical Preliminary Report looks like and to help you better understand the information it contains.
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How To Read a PR
Going hand-in-hand with the PR example above, we have created this walk-through to increase your understanding of the information contained on the preliminary report.
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HUD Example
This HUD Example has been created to show you what the typical Settlement Statement looks like and to help you better understand the information it contains.
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How to Read a HUD
This walk-through has been designed to accompany the HUD examle above and to help you understand the most common entries on the Settlement Statement. It also clarifies the most common misunderstood entries.
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Along The Path of Escrow
This flowchart is designed to illustrate the process of a real estate transaction from listing to recording.
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FSBO - Is It Worth It
People often try to sell their home on their own to "save money." But, do they really save anything? Is it worth the headache?
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Preparing To Close
Closing a real-estate transaction is a strange experience for most home buyers. Make sure they bring everything they need!
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Why Use A Realtor When Selling
There are tremendous advantages to be found in using a realtor to sell a home...do you know what they are?
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Why Use A Realtor When Buying
Do you really want to make the biggest investment of your life on your own, without the assitance of a trained guide?
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What Is Escrow
What is escrow and why is it used during a real estate transaction?
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Frequently Used Phone Numbers
We have compiled many of the most commonly needed phone numbers for you on one convenient page.
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CE Class Information
This flyer lists the different classes offered to realtors by United Title Services. Many of the classes are certified for Real Estate CE credit and are in the process of Mortgage/Lender CE accreditation.
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Frequently Asked Questions
Our industry is myterious and shrouded to those that aren't involved in it; we know that, so we've put together a list of answers to the most frequently asked questions.
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Glossary
The Real Estate industy is chock full of jargon, acronyms and other non-common words. Our glossary is designed to provide a resouce for those words.
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Owner
This Rate Sheet Contains our Owner's Plus Rates up to $2,000,000.
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Lender
This rate sheet contains our Lender Rates up to $2,000,000.

Any rates not included on this sheet, please contact either your Escrow Officer or Marketing Representative.

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Schedule of Fees
All fees shown may be subject to change. Please check with your escrow officer.
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Policy Comparison Chart
This chart compares the Standard Owner's Policy with the Extended Owner's Policy and the benefits you and your client will receive from this exceptional Product.
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Seller Net Sheet
To use this worksheet, save it to your local desktop and then enter your information into the worksheet fields.
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Rate Calculator
Use this to calculate rates for an Owner's Plus policy, Lender Policy or a Builder Rate.
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Good Faith Calculator
This calculator includes bundled fees per HUD changes January 2010. Save this to your desktop but remember to check back regularly in case we make changes.
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Schedule of Bundled Fees
This Schedule reflects our "Bundled Fees" for use in preparing a Good Faith Estimate based on the HUD changes effective Jan 2010. Save this to your desktop but remember to check back regularly in case there are changes!